How to open a bank account in Japan

It’s easy to open a bank account in Japan, though your options will be limited if you don’t already have a strong command of the Japanese language. Fortunately, several Japanese banks now offer telephone support and online banking in English, and may even have English-speaking staff available at certain bank locations. Let’s take a look at the most practical banking options for foreigners living in Japan.
Words to know

While you might be able to find English-speaking staff at bank locations in some of the bigger cities like Tokyo or Osaka, you may find yourself in a situation where knowing the basics will come in handy. Here is some of the most commonly used banking vocabulary:

  • Bank: Ginkō, 銀行
  • Withdrawal: Hikidashi, 引き出し
  • Deposit: Yokin, 預金
  • Transfer: Furikomi, 振込
  • Account number: Kōza bangō, 口座番号
  • Cash: Genkin, 現金
  • Fee: Tesūryō, 手数料
  • Passbook update: Tsūchō kōshin, 通帳更新
  • Cash transfer: Genkin furikomi, 現金振込
  • Direct transfer: Kōza furikomi, 口座振込
  • Balance check: Zandaka Shōkai, 残高照会
Find all the details here:
Wondering what documents you’ll need to start opening a Japanese account? Worried about choosing your ideal bank? We’ve got those answers and more.
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