Getting Credit Report in Japan – FAQ

Credit report in Japan

Ques: Hi, I am working for a Japanese company in Tokyo and I have a question.

Trying to avail for NRI home loan from SBI, HDFC or any other bank in India requires me to submit an “Overseas tax documents and credit report with score” and I am not sure how can I procure it in Japan.

If anybody has any insight on this or prior experience of taking NRI home loan please let me know!

Any help is super appreciated.

Answer by community members:

Following organization helps you:

1) Nitin Datar

https://www.cic.co.jp/index.html

2) Sumit Dg

There are some credit rating companies in Japan which on request provide your credit score.

CIC (https://www.cic.co.jp/en/outline.html) is one of them. You can visit their Shinjuku office and based on your name and telephone numbers they will provide your report.

All banks and credit card companies share your details with such companies. So you will get a consolidated score based in your deposits and lending in Japan.

3) Mandar Shahane

In my case, i got credit report from “Japan Credit Information Reference Center Corp. (JICC)” and tax document (給与所得の源泉徴収票) from my company. but you need to know Japanese to do all of this and translate in english.

It costs 500 yens and you can get in 20 minutes

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