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In a recent survey, SUUMO, a Japanese real estate website, found that the average single person (between the ages of 20 and 39) living by themselves in greater Tokyo had the following average monthly expenses:

  • Rent: ¥67,500 (600USD)
  • Utilities (gas, water, and electricity): ¥13,000
  • Internet and mobile phone expenses: ¥13,000
  • Food: ¥32,400
  • Total: ¥125,900 (1,119USD)

The reported averages were lower for people in their twenties, but we are only summarizing the overall numbers so we can get a ballpark figure. Your expenses may be a lot different. If so, we’d love to hear from you in the comment section below!

 

Also, the expenses mentioned above do not consider taxes and health insurance, which are non-discretionary expenses (to say the least!).

 

With a monthly gross salary of ¥250,000, your take-home pay will be about ¥210,000.

Your employer will make mandatory deductions for social security, unemployment insurance, pension, and health insurance. You will also have to pay income tax.

The second year you are in Japan, you will also have to start paying local inhabitant tax (jyuminzei, 住民税), which will add about ¥13,500 to your tax bill, so your net pay will be about ¥197,000. The approximate deductions are:

  • Unemployment insurance: ¥1,000
  • Pension: ¥20,415
  • Health insurance: ¥12,181
  • Income Tax ¥5,270
  • ¥250,000 – (¥1,000 + ¥20,415 + ¥12,181 + ¥5,270) = ¥211,134

 

source and Details :
2017 survey results showing savings rates for single working people in greater Tokyo by income level and how much total savings they have.

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